# Spout at a Glance

> Every key number in one place. Each is explained on the page named in the last column.

Canonical: https://spout.finance/docs/at-a-glance/

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Every key number in one place. Each is explained on the page named in the last column.

## Borrowing

| Item | Value | Where it is explained |
| --- | --- | --- |
| Interest | **0%** | How Borrowing Works |
| Maximum LTV | **50%** for every asset | LTV, Health Factor and Safety Zones |
| Liquidation threshold | **54.1%** to 62.5%, by asset | Supported Assets |
| Liquidation penalty | **4.1%** to 12.5%, by asset | Liquidation |
| Liquidation size | Partial, back to about 50% LTV, by default | Liquidation |
| Maximum leverage on a buy | **1.98**x | Buying With Leverage |
| Borrowing pauses at | **85%** pool utilization | Circuit Breakers and Pauses |
| Option cycle length | Weekly or every two weeks, by asset | Options Cycles and Withdrawing Collateral |

## Lending

| Item | Value | Where it is explained |
| --- | --- | --- |
| Senior priority | **7%** a year on Senior's balance, not guaranteed | Senior and Junior Tranches |
| Split above the priority | **25%** Senior, 75% Junior | Tranche Math |
| Target APY | About 9% Senior, about 32% Junior, from the model on the Tranche Math page | Tranche Math |
| Junior minimum | **12%** of the pool while the pool's yield rate is above Senior's 7% | Senior and Junior Tranches |
| Cash reserve target | **15%** of the pool | Idle Cash, Treasury Bills and the Cash Reserve |
| Withdrawal fee | **0.20%** of USDC withdrawn | Fees |
| Senior instant withdrawal | **0%** to 3% haircut, by reserve health | Withdrawing From Senior |
| Junior notice period | **45** days | Withdrawing From Junior |
| Yield | Accrues continuously, settles weekly | Accrual and Weekly Settlement |

## Fees and reserves

| Item | Value | Where it is explained |
| --- | --- | --- |
| Protocol fee on premium | **20%**, or 10% while the Insurance Fund is at target | Fees |
| Fee on Treasury bill yield | None | Fees |
| Protocol fee split | **50%** Insurance Fund, 50% treasury | Fees |
| Insurance Fund target | **2%** of pool value | The Insurance Fund |

## Platform

| Item | Value |
| --- | --- |
| Blockchain | Solana |
| Stablecoin | USDC |
| Price oracle | Stork |
| Supported assets | **11,** listed in Supported Assets |
| Option contract size | **100** shares |