Referrals

Invite friends and earn bonus points from their activity.

How it works

1. Share your code

   Every account has an 8 character referral code.

2. Your friend adds it

   They add it within 30 days of creating their account. Each account can have one referrer, and it cannot be changed. You cannot use your own code.

3. Your friend verifies their identity

   Referrals count only for friends who complete identity verification.

4. You earn

   For their first 12 months, you earn bonus points equal to 10% of the points your friend earns. Your friend's own points are not reduced.

Rules

• Referrals are one level deep: you earn from friends you refer, not from people they refer.
• Bonus points follow the same rules as all points: they become usable after 7 days and redeem as credit to your lending balance.
• Referral rewards are paid in points, not cash.