Frequently Asked Questions

Traditional brokerages trap your wealth in a "walled garden" where accessing liquidity requires either selling your assets (triggering taxes) or paying predatory margin rates of 8–12%. Spout eliminates this friction by tokenizing the asset, allowing you to borrow against your portfolio at 0% APR while keeping your long-term position intact. Furthermore, Spout democratizes sophisticated prime brokerage services—like instant liquidity and automated yield—for global users who are typically gatekept from high-quality US credit markets.